6 Best Personal Accident Insurance in Singapore (2022)
February 9, 2022 by The Fun Empire Team
Personal Accident Insurance Singapore
If you are looking for personal accident insurance in Singapore, then you have come to the right place.
In this blog post, we will discuss the six best personal accident insurance policies in Singapore.
We will also provide a brief overview of what personal accident insurance is and why it is important.
So, if you are interested in finding out more about personal accident insurance, keep reading!
1.) Aviva Insurance
|Best for:||Insurance and Life Plans|
|Services:||Personal Accident Insurance, Travel Insurance, Home Insurance, Health Insurance, and Commercial Insurance|
|Address:||4 Shenton Way, #01-01 SGX Centre, Singapore 068807|
|Contact details:||+65 6827 7988 | email@example.com|
|Operating hours:||Monday – Friday, 8:45 AM – 5:30 PM|
If you're searching for personal accident insurance in Singapore that protects both you and your loved ones, Aviva's Personal Accident Insurance is the ideal fit.
Married couples are entitled to 10% off their premiums, and their children are covered at no cost.
Because it provides numerous coverage, including medical expenditures, automobile expenses, terrorism damages, and even accidental death, we consider it one of the finest personal accident insurance in Singapore.
In Singapore, Aviva offers three levels of personal insurance: Lite, Standard, and Plus.
This policy covers bodily injuries, as well as car accidents, falls, and injuries incurred outside the United States.
- 3-tier insurance
- Discount for couples
- Worldwide hospital coverage
2.) Pacific Prime Singapore
|Best for:||Wide range of insurance plans|
|Services:||Individual Plans, Family Plans, Group Plans, Maternity Plans, Dental Insurance, Home Insurance, Jewellery Insurance, Pre-existing Insurance, Business Insurance, Car Insurance, Senior Insurance, General Insurance, Travel Insurance|
|Address:||Cross Street Exchange #14-05, 18 Cross Street, Singapore, 048423|
|Contact details:||Tel: +65 6346 3781|
Fax: +65 6722 8610
|Operating hours:||24 Hours|
If you’re looking for deals for personal accident insurance in Singapore that are both flexible and cost-efficient, then you’re in the right place. Pacific Prime Singapore is a leading insurance company in the country, which specializes in personal and family insurance.
They have a great insurance deal when it comes to accidents, making sure to take care of you and provide for your family in case things turn south. They have a wide coverage when it comes to this insurance plan so you know that you’ll be in safe hands.
Aside from personal and family insurances, they also offer plans for maternity, travel, group, business, and insurances for senior citizens. You also don’t need to plan too far ahead– you can apply for this insurance plan at any time and be granted fast, as Pacific Prime Singapore has the shortest waiting periods on the market.
They truly are one of the most well-rounded establishments in Singapore, so make sure to consider them if you’re looking for an insurance company to secure you for life.
- Personalized Plans
- Multiple Insurances
- 24-hour coverage
3.) Sompo Insurance
|Best for:||Personal and Commercial Insurance|
|Services:||Personal Accident, Travel Insurance, Car Insurance, and Home Insurance|
|Address:||05-01/06 Land Tower, Raffles Place, Singapore Land Tower, Singapore 048623|
|Operating hours:||Monday – Friday, 8:30 AM – 5:30 PM|
Sompo’s personal accident insurance in Singapore provides 24-hour coverage worldwide for unforeseen and unexpected events.
Some of its coverage includes physician checkups, terrorism damages, weekly income benefits, food poisoning, and miscarriage.
You may also personalize the plan to make it more affordable, add more coverage, and make the limit more flexible.
What’s more, you may also be entitled to free extensions in the event of an assault, murder, civil commotion, loss of limbs, and repatriation, which is why we consider it among the best personal accident insurance in Singapore.
- Personalised plan
- 24-worldwide coverage
- Free extensions
4.) FWD Insurance
|Best for:||Medical and Lifestyle Coverage|
|Services:||Personal Accident Protection, Carl Insurance, Home Insurance Maid Insurance, Endowment, and Personal Insurance|
|Address:||6 Temasek Blvd, #18-01 Suntec Tower Four, Singapore 038986|
|Contact details:||+65 6820 8888|
|Operating hours:||Monday – Friday, 9:00 AM – 6:00 PM|
As one of the top insurance providers with the best personal accident insurance in Singapore, FWD promises that you never have to worry about spending money on medical bills. It provides up to $7,500 hospital coverage locally and $15,000 for medical expenses incurred overseas.
Moreover, you’re entitled to daily hospital allowance and daily taxi allowance if you avail of their personal accident insurance plan.
You may also customize the plan to widen the coverage and benefits to make sure that you will be protected for a longer time.
- Expanded medical benefits
- Overseas coverage
- Customisable plan
5.) AXA Insurance
|Best for:||Personal and Business Insurance|
|Services:||Personal Accident Insurance, Travel Insurance, Car Insurance, and Helper Insurance|
|Address:||8 Shenton Way, #24-01 AXA Tower, Singapore 068811|
|Contact details:||+65 6880 4888|
|Operating hours:||Monday – Friday, 9:00 AM – 5:30 PM|
One of the most in-demand options for personal accident insurance in Singapore is by AXA Is the SmartPersonal Accident Insurance.
AXA’s SmartPersonal Accident plans cover at least 3 generations of families, making it one of the best personal accident insurance in Singapore as it protects multiple families.
It ensures that you, your parents, & your children are insured in the event of an accident.
You may also customize the plan to include more benefits for you and your loved ones. It also comes with a financial protection plan that entails income protection and a children’s education fund for people who have suddenly lost their source of income.
What’s more, your hospital bills are also covered if you got injured while doing sports or got hospitalized for dengue, food poisoning, and animal bites. We’re not too surprised that many consider AXA to be the best personal accident insurance in Singapore for 2021.
- 3-generation coverage
- Hospitalization coverage
6.) AIA Insurance
|Best for:||Comprehensive Coverage|
|Services:||Accident Protection, Medical Insurance, Life Insurance Critical Illness Insurance, Savings, Investments, and Disability Income Protection|
|Address:||1 Robinson Rd, AIA Tower, Singapore 048542|
|Contact details:||+65 1800 248 8000|
|Operating hours:||Monday – Friday, 8:45 AM – 5:30 PM|
AIA’s Solitaire Personal Accident insurance remains to be one of the top insurance plans and is among the best personal accident insurance in Singapore.
The Solitaire Personal Accident covers people from age 16 to 65, one of the few insurance plans that also cover minors.
If you have existing medical insurance, then this is the best personal accident insurance plan in Singapore to get because it adds more health and hospital-related benefits to your current plan.
What’s more, it also provides coverage wherever you are in the world and at any given time. You are protected while at home, at work, or traveling and having the time of your life.
- Complement medical insurance
- Worldwide 24-hour coverage
Having personal accident insurance is important to have in case of an unexpected event.
All of the personal accident insurance companies listed above provide great coverage and benefits for their customers.
Be sure to research each company and find the best personal accident insurance plan that fits your needs!
Should you be interested in other features, feel free to read the articles below!