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6 Best Debit Cards in Singapore [2022]

November 11, 2021 by The Fun Empire Team

Debit Cards Singapore

Debit Cards Singapore
Debit Cards Singapore

The best debit card in Singapore will depend on what you are looking for. It's important to know that there is no such thing as a "best" card, just the one that is right for you! In this article, we'll explore 6 of the most popular cards and why they might be a good fit for your lifestyle.

1. DBS Debit Card

Debit Cards Singapore
DBS Debit Card - Debit Cards Singapore
Key FeaturesNo foreign exchange fees
Tap and SimplyGo feature
Websitehttps://www.dbs.com.sg/personal/cards/debit-cards/dbs-visa-debit
Eligibility For residents, at least 16 years old with a savings account

Look no farther than DBS' Visa Debit Card if you're searching for a debit card that gives cashback on select purchases. There are also Tap and SimplyGo functions on the card, which may be used to pay for subway and bus fares in Singapore.

The issuer pays for all foreign transaction costs, unlike other debit cards. There is no charge for using this card to conduct transactions outside of Singapore. This debit card is one of the greatest in Singapore for students because it allows teenagers as young as 16 years old to get their hands on it if they have a secure savings account.

In addition, applying for this debit card is simple. Your application will almost certainly be accepted as long as you fulfill the basic requirements.

2. HSBC Everyday Global Debit Card

Debit Cards Singapore
HSBC Debit Card - Debit Cards Singapore
Key FeaturesBonuses and rebates
Multi-currency
No withdrawal fees overseas
Websitehttps://www.hsbc.com.sg/debit-card/products/everyday-global/
Eligibility For residents, at least 21 years old with a savings account. No minimum income required

The HSBC Everyday Global Debit Card is a multi-currency debit card that allows you to avoid paying for foreign exchange rates when travelling abroad. So, if you travel often, this is the card for you!

Furthermore, the HSBC Everyday Global Debit Card is also capable of being used to withdraw money from any nation throughout the world, making traveling even more pleasurable and stress-free. It also has frequent bonuses and discounts, which is why we regard it one of the finest Singaporean debit cards.

It's the ideal debit card to use if you want to make the most of your excursions but don't want to spend more than you planned.

3. Standard Chartered Business Debit Card

Debit Cards Singapore
Standard Chartered - Debit Cards Singapore
Key FeaturesPromotions
No annual fee
Easy application
Websitehttps://www.sc.com/sg/business-channels-access/business-debit-card/
Eligibility For residents, at least 21 years old with a savings account. No minimum income required

It's no secret that the Standard Chartered Business Debit Card is one of Singapore's most popular debit cards for its adaptability and flexibility. Most clients appreciate there being no limit on the rebates they will get.

There's also no minimum spending requirement for each transaction, so it may be used at convenience stores, gas stations, and even fast food restaurants.

Another thing we appreciate about it is that it comes with frequent dining, lifestyle, and travel discounts and perks.

4. OCBC Yes! Debit Card

Debit Cards Singapore
OCBC Yes! Debit Card - Debit Cards Singapore
Key FeaturesCard security
Rebates for transport and food
Websitehttps://www.ocbc.com/personal-banking/cards/yes-debit-card.html
Eligibility For residents, at least 16 years old with a savings account. No minimum income required

If you're looking for a debit card that's great for buying food and transportation, the OCBC Yes! Debit Card would be an excellent choice. Grab, Comfort, CityCab, McDonald's, Subway, Burger King, and a slew of other companies give rebates on each transaction.

One of the reasons we think this is one of the best debit cards in Singapore is because it comes with card security that matches. For your account's protection, you may set a daily transaction limit for it.

A calendar reminder can be a great way to keep track of your spendings since it reminds you not to go beyond your planned daily budget.

5. UOB One Debit Card

Debit Cards Singapore
UOB One Debit Card - Debit Cards Singapore
Key FeaturesContactless card
Easier withdrawal
E-commerce protection
Websitehttps://www.uob.com.sg/personal/cards/debit-cards/one-debit-mastercard.page
Eligibility For residents, at least 16 years old with a savings account. No minimum income required

The UOB One Debit Mastercard has several benefits, including 10 percent rebates, worldwide acceptance, enhanced card security, and more. If you just want to use it for shopping and dining transactions, this is the ideal debit card.

The UOB One Debit Mastercard is a contactless card that may be used for bus and train fares and offers the same benefits as Visa debit cards. The UOB One Debit Mastercard comes with an e-commerce protection that guarantees that all of your online purchases are legal and secure.

The UOB One Debit Mastercard has made withdrawing cash from ATMs much easier. All you have to do is tap your phone and enter your ATM pin for faster, more convenient transactions.

6. Citibank Debit Mastercard

Debit Cards Singapore
Citibank Debit Mastercard - Debit Cards Singapore
Key FeaturesCan also be used for ERP payments without any stored value
Has the SimplyGo function so you can tap the card on buses and trains without having to top-up your card. 
Useful for traveling purposes
Websitehttps://www.citibank.com.sg/personal-banking/debit-card/
Eligibility Individuals (Both Singaporeans & Foreigners) must be 16 and above.

So far, so good. Citibank offers a single debit card: the Citibank Debit Mastercard. This is a useful debit card for frequent travelers whether you bank with Citibank on a regular basis.

If you link your Discover it to a Citibank Global Foreign Currency Account, it becomes a multi-currency debit card that charges no annual fee. You can also convert Singapore dollars (SGD) to 9 foreign currencies: AUD, CAD, EUR, HKD, JPY, NZD, GBP, USD and Swiss franc.

Before going abroad, you should select a currency for the Citibank Debit Mastercard that you want to use. You can then make international purchases in local money and withdraw cash from ATMs without conversion or administration costs if you do so before your trip.

Debit Cards Singapore

Debit cards are an excellent way to manage your money and maintain a healthy budget. With so many options available in Singapore, it can be difficult to choose the best one for you. However, there is no need to fret! We’ve compiled a list of six of the most popular debit cards that we think would work well with your lifestyle and expenditure patterns!

Before you go, do check out our other articles as well!

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